How To Rent Low Income Housing

Tuesday, December 8th, 2015

Low income housing allows tenants to receive assistance from federal, state, and local government programs that help individuals and families secure affordable housing. Finding low income housing to rent may seem overwhelming, especially if you live in an area where there is a high demand for this assistance. However, with the right tools, finding low income housing can actually be easy. Knowing how to rent low income housing is the first step to finding an affordable and comfortable home. You can start by using online resources for low income housing and housing authority resources for this type of assistance. It is also good to know what happens during the application process for low income housing and what happens after approval is given for the housing.

Online resources for low income housing

There are many state and local government websites that offer information about housing programs and available units in specific areas, like HUD. Apartment directory websites may also be able to give you information about low income housing.

Within a given website, search by city and state, zip code, military base, or college. From there, narrow your search based on the other aspects of housing that are most important to you and your family. These factors may include number of bedrooms and bathrooms, price range, floor plan, amenities, and neighborhood. Most housing websites provide details about low income housing options as well as government subsidized housing and other affordable options.

Housing authority resources for low income housing

Your local housing authority (HA) is another great resource for locating low income housing to rent in your area. HA agents understand what you need to rent low income housing and are familiar with where low incoming housing is often located. Your agent will help you determine whether or not you’re eligible for assistance based on family size, income, and other basic guidelines.

Application process for low income housing

Once you have located properties that fit your criteria, fill out an application and provide the necessary documentation. Most low income housing applications require tax returns, pay stubs, and other information that verifies that you are eligible for the assistance. Keep in mind that it can take up to a month for a landlord or housing organization to process your documentation.

While you wait for approval on low income housing, continue to explore your options. Even if you are in an area where low incoming housing isn’t in high demand, you never know when a problem may occur. Having a few backup choices available will allow you to keep your options open if your first choice doesn’t work out.

After approval for low income housing

After you’ve been approved to rent low income housing, review the contract with your HA agent before you sign it. The agent will go through the entire contract with you so that you understand your responsibilities as a tenant. If you have any questions, make sure to get them answered before you commit to a lease so there are no surprises.

Assertive Management Group is a part of Hope Housing Foundation (HOPE), a nonprofit corporation based in McKinney, Texas. We are focused around creating and preserving affordable housing for low to mid-income families and individuals. We reinvest all of our earnings back into our organization. This business model has enabled us to become one of the most effective nonprofit housing corporations in the United States. To learn more about our organization or to become a partner, give us a call at (214) 842-8383. You can also send us an email with your questions or concerns. Feel free to stop by our McKinney, Texas headquarters at 7290 Virginia Parkway, Suite 2300.